it's extremely bullshit that I can be a 2X year old who has had a credit card my whole adult life, has never missed a payment even once, has <30% RCU and very rarely above 50%, and yet still only have "good" credit
not bullshit in that "I'm good, others are bad", but bullshit because, oh my gods, how is anyone less privelaged than me supposed to succeed within this system
